October 6, 2022 at the meeting of the Rating committee of RA “Expert-Rating” it was decided to affirm the long-
term national Ukrainian scale rating of JSC «ALFA-BANK» (23494714) (The Bank) at the level uaAAA. Bank or
separate bond instrument with rating uaAAA is characterized by the highest solvency compared to other Ukrainian
borrowers or bond instruments. At the same time, at the meeting of the Rating committee it was decided to affirm a
long-term credit rating of the Bank’s bonds Series S in circulation at the level uaAAA. Making this decision, the
Agency was guided by the results of the Bank’s activity for the first quarter of 2022 year, as well as by the conclusions
drawn from the analysis of financial and statistical statements of the Bank for the first half of 2022 year and January-
August, 2022.

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